Senior Software Engineer

Lower

Lower

Software Engineering
Posted on Oct 29, 2025

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.

With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.

Job Description:

Purpose: The Senior Software Engineer will be tasked with developing software applications and initiating new techniques and technologies for software development. This position will work closely with other developers and support the development of project plans and schedules. This position will work with our Movoto channel.

What you’ll do:

  • Develop software applications based on business requirements

  • Maintain software applications and make enhancements according to project specifications

  • Provide support to Manager in developing project plan and schedules

  • Participate in requirement analysis, design, development, testing and implementation activities

  • Propose new techniques and technologies for software development

  • Perform unit testing and user acceptance testing to evaluate application functionality

  • Ensure to complete the assigned development tasks within deadlines

  • Work in compliance with coding standards and best practices

  • Provide assistance to other Developers as needed.

  • Perform code reviews and recommend improvements

  • Review business requirements and recommend changes to develop reliable applications

  • Develop coding documentations and other technical specifications for assigned projects when asked

  • Analyze and resolve development issues accurately

Who you are:

  • 6-11 years of experience is Software Engineering and Web Application Development or related fields.

  • Demonstrated experience implementing new ideas and solve complex technical problems and design issues.

  • Prefer experience working with Java, Kotlin, Python, Spring, PostgreSQL and/or message broker

  • Strong understanding of core software development concepts like fast algorithms and efficient data structures.

  • Interact with development teams providing mentoring and guidance (through code reviews, design reviews, best practices and technical vision) while being still very hands-on and capable of deep diving into implementation details

Why you’ll love working at Lower:

  • You’ll be surrounded by talented, dedicated people who believe in the company’s mission.
  • You’ll be able to shape the future of Lower’s user experience.
  • You’ll join a locally and nationally recognized best place to work that values promotion from within.
  • There is opportunity for professional growth and development.

Plus:

  • Competitive compensation plan
  • Extended benefit offerings including: Medical/dental/vision
  • Paid holidays
  • Paid time off
  • Parental leave
  • Life insurance
  • Short- and long-term disability
  • 401K with company match
  • Discount on home mortgage refinances or purchase

Job Type: Full-time

Work Location: Preference in Austin, TX, but can be remote

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

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